Terms of Use

1. ACCEPTANCE OF TERMS
Welcome to ifisource.com.  IFI provides its services to you, subject to the following Terms of Services ("TOS"). In these TOS "you" means the individual using the IFI services and "IFI" means IFI (HK) Limited. These TOS may be updated by IFI from time to time without notice to you. You should review the TOS periodically for changes at: http://www.ifisource.com. In addition, when using particular IFI services, you and IFI shall be subject to any guidelines and rules applicable to such services which may be posted by IFI from time to time. All such guides and rules are hereby incorporated by reference into the TOS.

2. DESCRIPTION OF SERVICES
IFI currently provides users an internet -based online information services (the "Services"). Unless explicitly stated otherwise, any new features that augment or enhance the current Services, including the release of new IFI properties, shall be subject to the TOS. You acknowledge and agree that the Services are provided "AS IS" and that IFI assumes no responsibility for the timeliness, deletion, mis-delivery or failure to store any user communications or personalization settings.  In order to use the Services, you must obtain access to the World Wide Web, either directly or through devices that access web-based content, and pay any services and/or telephony fees associated with such access. In addition, you must provide all equipment necessary to make such connection to the World Wide Web, including a computer and modem or other access device.

3. NO RESALE OF SERVICES
You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the Services, use of the Services, or access to the Services.

4. MODIFICATIONS TO SERVICES
IFI reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Services (or any part thereof) with or without notice. You agree that IFI shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Services.

5. LINKS
The Services may provide, or third parties may provide, links to other World Wide Web sites or resources. Because IFI has no control over such sites and resources, you acknowledge and agree that IFI is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that IFI shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.

6. DISCLAIMERS
YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

A. Your use of the services is at your sole risk. The services is provided on an "as is" and "as available" basis. To the fullest extent permitted by applicable law, IFI expressly disclaims all warranties, conditions and other terms of any kind, whether express or implied, including, but not limited to any implied term of merchantability, satisfactory quality, fitness for a particular purpose, and any term as to the provision of services to a standard of reasonable care and skill or as to non-infringement of any intellectual property right.

B. IFI makes no warranty or representation that (i) the services will meet your requirements, (ii) the services will be uninterrupted, timely, secure, or error-free, (iii) the results that may be obtained from the use of the services will be accurate or reliable, (iv) the quality of any products, services, information, or other material purchased or obtained by you through the services will meet your expectations, and (v) any errors in the software will be corrected.

C. Any material downloaded or otherwise obtained through the use of the services is done at your own discretion and risk and that you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.

D. No advice or information, whether oral or written, obtained by you from IFI or through or from the services shall create any warranty or other obligation not expressly stated in the tos.


7. LIMITATION OF LIABILITY
You expressly acknowledge and agree that IFI shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if IFI has been advised of the possibility of such damages), resulting from: (i) the use or the inability to use the services; (ii) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the services; (iii) unauthorized access to or alteration of your transmissions or data; (iv) statements or conduct of any third party on the services; or (v) any other matter relating to the services.

8. GENERAL INFORMATION
These TOS (including the guides and rules referred to herein) constitute the entire agreement between you and IFI and govern your use of the Services.  You also may be subject to additional terms and conditions that may apply when you use affiliate services, third-party content or third-party software. The TOS and the relationship between you and IFI shall be governed by the laws of the Hong Kong SAR.  Any action arising under this TOS shall be submitted to the courts of the Hong Kong SAR.